Creating Healthy and Happy Smiles
One Child at a Time


The financial team at Monterey Pediatric Dentistry serving Carmel, Marina and Seaside, CAIt is important that you understand our policies regarding payment for the care that we will provide. Our practice accepts Metlife, Delta Dental Premier, United Concordia, and will gladly bill all other insurance plans as a courtesy to you.

We accept cash, personal checks and credit cards. Monthly payment options are also available through Care Credit and Citi Health financing services.

For our patients with dental insurance: Our goal is to help you get the maximum benefits from your dental insurance coverage. We will gladly bill your insurance company for you. However, dental insurance coverage can be very unpredictable. We do not always know how much it will pay for your dental services. Because of this, any estimate that we may give you for your portion of the bill is an estimate and is subject to change. When estimating your dental benefits, deductibles and percentages must be considered. Please keep in mind that your insurance policy is a contract between you and your insurance company. The benefits of your insurance coverage are not determined by our office.

We ask that you pay your full estimated portion at each dental visit. If, for any reason, your insurance company does not pay for the treatment provided, you are ultimately responsible for the outstanding balance.

For our patients without dental insurance: We kindly ask that you pay in full for treatment on the day that it is provided. We gladly accept all major credit cards, checks, and cash. If you require a monthly payment arrangement we will also help you through that process.

If you have any questions about these policies please feel free to discuss them with our front staff. We are dedicated to providing the best possible care and service to you.

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